On the name. CARFAX is a registered trademark of CARFAX, Inc. We are not affiliated with, endorsed by, or sponsored by CARFAX, Inc., and we don't claim to reproduce their data. We use the name here only because it's what people search for when comparing vehicle history reports — and we think you deserve a straight answer rather than a sales pitch.

How to compare any two providers

Four questions that matter more than the price on the button.

1

Where does the data come from?

Ask whether the provider includes NMVTIS, the federal title database that aggregates state DMV title and brand records. Title brands are the highest-stakes item in any report — a salvage or flood brand changes what a car is worth and whether it can be insured. Our reports include NMVTIS-sourced title data alongside insurance, auction, service, and recall records.

2

What does it cost to check five cars, not one?

Buyers rarely look at a single vehicle. Pay-per-report pricing quietly discourages checking the whole shortlist, which is exactly when a report is most valuable. Our credits never expire and work out cheaper per car as you buy more, so checking a fourth car costs the same as the first.

3

Can you still read the report next month?

Some providers time-box access after purchase. Every report you run here stays in your dashboard permanently, printable and re-shareable, so you can revisit it when you resell the car years later.

4

Is the output actually readable?

A report full of raw record dumps shifts the analysis onto you. Ours is written for a buyer standing in a driveway: a plain-language risk score, a timeline instead of a table of codes, and an Intelligent tier that spells out what the records imply.

What Carma Reports offers

Facts about our own product — compare them against whoever else you're considering.

Credits that never expire

Packs from $25. A Basic report costs 1 credit, an Intelligent report 3. Buy once, check cars whenever you need to — nothing lapses.

Two depths of report

Basic covers the documented record in seconds. Intelligent adds AI web research on the VIN, image damage analysis, a risk score, and ownership-cost projections.

NMVTIS title data

Title and brand records sourced through the federal NMVTIS database, cross-checked across states rather than a single jurisdiction.

Permanent, printable reports

Every report stays in your dashboard, formatted to print or save as a clean PDF for a mechanic, a lender, or a future buyer.

Email a report to anyone

Send a report to a co-buyer, mechanic, or seller with one click. They open it on a private link — no account needed on their end.

An API for dealers

Postpaid, key-authenticated API access for dealers and marketplaces that need reports inside their own systems, billed monthly.

Not sure yet? Read a complete sample report before you spend anything, or compare the pricing tiers.

One honest caveat

No vehicle history provider — us included — sees everything. A report reflects what was reported. Damage repaired out of pocket, with no insurance claim and no police report, may never enter any database anywhere. Because providers license overlapping but different data, one can surface an event another misses.

For a car you are close to buying, the strongest approach is a history report to rule out the obvious problems and tell you what to ask about, followed by a pre-purchase inspection from an independent mechanic. Any provider telling you their report alone is sufficient is selling you something.

Questions about switching

Is Carma Reports affiliated with Carfax?
No. Carma Reports is an independent vehicle history report provider. CARFAX is a registered trademark of CARFAX, Inc., which has no affiliation with, and does not endorse, Carma Reports. We reference the name only to describe the category of product buyers are comparing.
Do different vehicle history providers show the same information?
Not always, and this is the single most important thing to understand when comparing them. Providers license overlapping but non-identical data sets, and each has its own reporting relationships with insurers, auctions, and repair networks. An event recorded by one provider may be absent from another. For a car you are serious about, running reports from more than one provider is a reasonable precaution.
What should I compare between providers?
Four things: which data sources they draw on and whether they include NMVTIS title data; how pricing works for the number of cars you actually plan to check; whether reports expire or stay accessible; and how readable the output is. Price per report matters far less than whether you can afford to check every car on your shortlist.
Why do prices vary so much between providers?
Most of the cost of a report is data licensing, not technology. Providers with pay-per-report pricing tend to price around a single purchase, while credit-based or subscription pricing spreads the cost across a shopping period. If you are comparing several cars, the effective cost per car is the number to look at rather than the headline price.
Can I use a vehicle history report to negotiate?
Yes, and it is one of the most practical uses. A documented accident, a branded title, or a mileage inconsistency is concrete, verifiable leverage. Our reports include a market value estimate with a range so you can anchor the conversation on data rather than opinion.
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